Online Financing Center

Discover How Our Finance Center Can Help

When acquiring a new Volvo, our finance team will present you with different options. Among these options will be financing and leasing. Both are popular methods, but each has benefits that the other does not.

Financing could speak to a driver's style and budget more so than leasing and vice versa. It's our job to lay out all the fine print to ensure you understand what each payment method entails. Feel free to ask questions or address any concerns you have because we want you to have complete confidence when making your final decision.

Pros of Financing

Financing involves taking out a loan for the purchase of a vehicle. Drivers will then make payments until the loan is paid off, at which time they will own the vehicle completely. Financing rates typically depend on the down payment, credit score, insurance, and overall cost of the Volvo you wish to buy.

The benefits of financing lie in ownership and how that allows for more freedom than leasing. Drivers can personalize their vehicles with upgrades and customizations. Eventually, drivers can even sell or trade in their cars.

Pros of Leasing

Leasing, at its core, acts as if you are renting the car for a predetermined period of time from our dealership. Drivers will enter into a lease typically lasting two to three years. Monthly payments are lower than financing because you're not paying to own the vehicle. At the end of the lease, drivers will return the car to our dealership.

Upon returning, drivers can choose to start a new lease with a different model or an upgraded version of the vehicle they had. Drivers that lease enjoy lower payments and the flexibility that comes with the nature of such financing. There are no long-term commitments, and generally, leasing allows drivers to pick from more expensive cars than would be in their typical price range if they were outright buying.

Complete Our Finance Application

Drivers that want to get a head start can fill out our finance application. Find it online, and take a few minutes to complete the form. Upon submission, our finance center can get a jump on determining how much you could be pre-approved for. This we'll save you time at our dealership when you're ready to buy.

Lease a Vehicle on Your Terms

Vehicle lease lengths are provided in terms as short as 24 months up to 48 months. You may choose to drive a new Volvo every few years to enjoy the benefits of being covered by Volvo's warranty and maintenance plans. This saves hassle by eliminating the need to haggle over trade-in prices when exchanging vehicles.

Mileage Plan Options

The regular mileage plan allows the lessee to drive their leased vehicle up to 15,000 miles per year, but we offer additional mileage plans to meet your individual driving demands. If you drive relatively few miles a year, consider the low mileage plan at 7,500 miles per year. Alternatively, if you drive considerably more miles than average, the high mileage plan offers up to 30,000 miles per year.

Lease with a Single Payment

Forgoing regular monthly lease payments, you can choose to make a single payment at the time of lease signing. Both convenient and cost-effective, a one-time lease payment is less than what you would pay over the course of a traditional lease.

Lease Options for Business

Business owners have the option and flexibility of leasing a new Volvo through their business through our business lease option.

Guaranteed Auto Protection Waiver

Our GAP (or Guaranteed Auto Protection) waiver offers peace of mind, free of charge with your lease agreement. Suppose your leased Volvo is deemed a total loss as the unfortunate result of theft, accident, or natural catastrophe. In that case, Volvo will pay the difference between the insurance compensation and the remaining balance owed to Volvo Car Financial Services, excluding any deductible.

Excess Wear and Use Protection Plan

Regular wear and tear are to be expected as part of routine driving. However, you may be held liable for any excessive wear or damages from use when returning your leased vehicle. For that reason, Volvo Car Financial Services provides an optional plan to safeguard you and your vehicle against unforeseeable incidents caused by nature or chance.

Multiple Security Deposit Lease

A multiple security deposit lease allows you to submit a refundable security deposit at the time of lease signing, decreasing your monthly lease rate and allowing for significant savings throughout the lease period. The additional security deposits are then reimbursed to you at the conclusion of the lease agreement.

Flexible Financing Options

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Contact Information

Purchase Timeframe

  1. Volvo Cars Burlingame

    900 Peninsula Avenue
    Burlingame, CA 94010

    • Sales: (650) 777-7987
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  • Contact our Sales Department at: (650) 777-7987
  • Monday10:00am - 07:00pm
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